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	<title>SG Financial Services</title>
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	<link>http://www.sallygibson.com</link>
	<description>Creating financial order out of paperwork chaos</description>
	<pubDate>Sun, 29 Nov 2009 15:19:09 +0000</pubDate>
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		<title>Easy Expense Tracking</title>
		<link>http://www.sallygibson.com/2008/10/easy-expense-tracking/</link>
		<comments>http://www.sallygibson.com/2008/10/easy-expense-tracking/#comments</comments>
		<pubDate>Sun, 26 Oct 2008 22:03:23 +0000</pubDate>
		<dc:creator>Sally</dc:creator>
		
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://www.sallygibson.com/?p=127</guid>
		<description><![CDATA[This is a tip for setting up a filing system to keep track of those basic tax deductible expenses as you go through the year.   It takes some thought to set up but is worthwhile for the do-it-yourself type of person.
The best time to start this is on January 1st of the year in which [...]]]></description>
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		<item>
		<title>Days to pay</title>
		<link>http://www.sallygibson.com/2008/09/days-to-pay/</link>
		<comments>http://www.sallygibson.com/2008/09/days-to-pay/#comments</comments>
		<pubDate>Wed, 10 Sep 2008 01:51:14 +0000</pubDate>
		<dc:creator>Sally</dc:creator>
		
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://www.sallygibson.com/?p=12</guid>
		<description><![CDATA[Calculate the average time from invoicing a client to receipt of payment. 
The formula is 365/(total sales by credit/average accounts receivable).
If you have repeat business with clients, you can calculate each client&#8217;s &#8220;days to pay&#8221;. 
Use this &#8220;days to pay&#8221; number when you create your cash flow.
]]></description>
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		<item>
		<title>PTO</title>
		<link>http://www.sallygibson.com/2008/09/pto/</link>
		<comments>http://www.sallygibson.com/2008/09/pto/#comments</comments>
		<pubDate>Wed, 10 Sep 2008 01:50:51 +0000</pubDate>
		<dc:creator>Sally</dc:creator>
		
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://www.sallygibson.com/?p=25</guid>
		<description><![CDATA[Employees want to know how much PTO (Paid Time Off) is available to them. 
PTO is vacation, sick, personal time - whatever your company has defined. 
Work with your payroll company to get this printed on their paystub.  It will make your employees happy and make the job easier for you.   Both ADP and Paychex are happy [...]]]></description>
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